Pensions

Retirement planning can seem like a minefield of complexity - sometimes with good reason - yet, it is essentially quite simple.

Unless we wish to live on the State Pension, each of us must ensure that we have adequate pension provision in place. If your employer does not provide a pension, then you should consider making your own arrangements - which we will be pleased to assist you with.

There is no magic formula. Building a pension fund sufficient to fund a comfortable retirement is no easy matter, and needs to be given serious attention.
 
It is important to start as soon as possible, invest substantially, take maximum advantage tax relief, and secure any available employer contributions.  

Of course, unlike so much in life, putting money into a pension isn’t the same as spending it. What you are really doing is assuring your own future.

Initial consultations are free of charge. Where you ask us to arrange financial business on your behalf, You will pay for our services by a fee, which will be agreed before the advice is given.

All our financial advisers obtain an annual Statement of Professional Standing. This confirms that they are suitably qualified, that they subscribe to a code of ethics and that they have kept their knowledge up-to-date through continuing professional development.