Mortgages

Whatever type of mortgage your looking for we are able as independent mortgage advisers to obtain the best rates available in the market. In some instances we are able to get you exclusive products that are not available to individuals direct or through a Branch.

Our role is to research the market and save you considerable time and effort, as with our research tools we can visit every mortgage lender and select the product that meets your needs.

For best mortgage rates please forward an enquiry. You can also contact us on our freephone number 0800 783 6748

Re-Mortgages. 

You may be about to move on to your current lenders standard variable rate or this may have happened some time ago. Your monthly outlay may have went up substantially, or be about to. We will review what is available from your existing lender and the mortgage market and advise you on the most cost effective way forward. At this time you may also wish to release equity from your home for home improvements, deposit for a second home or some other requirement. We will be able to do this for you, subject to affordability

Buy to let Mortgages

Whether you are a 1st time buyer, remortgaging one property or a portfolio of properties we have vast experience in this area. We know the mortgage companies with the best rates and lowest arrangement fees. With rental yield going down it is getting more difficult to obtain 85% loan to value mortgages from rental alone. We know who will use income as well. If you require a mortgage with no early redemption charges we can get this for you. As a professional investor you may have done your mortgages direct in the past. If you use us I can assure you that you won’t in the future as we will make life so easy for you.
 

1st Time Buyers

This is a major new experience that may have you confused, you will probably go down the local High Street and visit Banks and Building Societies. Then you have to decide which product is correct for you. Instead take Independent Mortgage Advice and we will do the work for you, at the end of the process you will know why we advised on a particular product and we will refer you to other professionals required in the house buying process, saving you considerable time and money. You may need to borrow 100% or more, this will not be an issue subject to affordability
 

Moving Home

At this time you will be under enough pressure selling your own house and buying your new home. We can help by getting you the best mortgage rates whether a fixed or discount mortgage. We also can refer you to the other professionals involved, surveyors and solicitors, this could save you time and money.

Self Certification Mortgages

Whether you are moving home or re-mortgaging you may require a self certification mortgage because you are self employed or you are employed and have bonuses that are not guaranteed, or you may have a second income. Whatever the case if you cannot provide the required proof of income this may be the way for you. All you have to do is let us know the income that you are self certifying and we will do the rest of the work for you. We are extremely experienced in this type of mortgage and we will get you the best rates available.

Your home may be repossessed if you do not keep up repayments on a mortgage. You can choose how we are paid for a mortgage: Pay a fee, usually 0.5% of the loan, or commission from the lender.

Site Designed By FGC Web Design